best mortgage interest rates available

In this article we compare the best mortgage rates currently on offer to first-time buyers. If there’s one bill you don’t want to overpay on it’s your mortgage! Below you’ll find a comparison of the best variable rates currently available to first-time buyers, followed by the best fixed rates.

Mortgage points are a fee you can pay at the start of the mortgage to lower your interest rate for the duration of your fixed-rate mortgage. Each point costs 1% of your total loan amount. The interest rate reduction depends on the lender, but it is common to lower your interest rate by 0.25% in exchange for every point purchased.

The best mortgages are reserved for borrowers with credit scores higher than 760, according to Consumer Reports. Before you apply for a.

usda home loan guidelines 2015 how much my home is worth How Much is My home worth? check Your Zestimate | Zillow – Other ways to find out the value of your home Zestimates are intended as a useful starting point to help you determine an independent and unbiased assessment of what your home might be worth in today’s market.If you are interested in owning your own home and you think that you cannot qualify, you should consider the usda home loan program. This is a program that is easier to qualify for than you might think, and very low down payment options are available and the rates on USDA home loans.