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How to Refinance or Consolidate Your Student Loans – When Susan Tellem consolidated her son’s federal student loans, she was unaware that her decision meant she could not refinance them later when interest rates dropped. Consolidation is not always.
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7 Best Options to Refinance Student Loans – March 2019. – Variable interest rates will almost always be lower than fixed interest rates. But there is a reason: you end up taking all of the interest rate risk. We are currently at all-time low interest rates. So, we know that interest rates will go up, we just don’t know when. This is a judgment call. Just remember, when rates go up, so do your payments.
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