how much will your monthly mortgage payment be

Your monthly mortgage payment will depend on the specifics of the market in which you buy. Coastal and city homes are typically more expensive, and in middle America, houses cost less. Comparing your payment to a national average mortgage payment might not provide useful information.

See what your monthly mortgage payments might be based on your loan amount, down payment, length of loan and interest rate with this mortgage payment calculator. If the loan amount is more than 80% of the home’s purchase price, the calculator will also estimate a monthly amount for private mortgage insurance (PMI).

The NerdWallet mortgage payment calculator cooks in all the costs that are wrapped into your monthly payment, including principal and interest, taxes and insurance. You’ll just need to plug in.

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Keep your total monthly debts, including your mortgage payment, at 36% of your gross monthly income or lower If your monthly debts are pretty small, you can use the 28% rule as a guide. However, if you have significant monthly debts, you may need to work the process backwards.

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Aim to keep your mortgage payment at or below 28 percent of your pretax monthly income. Aim to keep your total debt payments at or below 40 percent of your pretax monthly income. Note that 40 percent should be a maximum.

Estimate your monthly mortgage payments by entering details about the home loan (home price, down payment, interest rate, and the length of the loan), and view homes in your price range.

Use our mortgage payment calculator to figure out your monthly payment for either a new purchase or refinance. Use our mortgage payment calculator to figure out your monthly payment for either a.

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The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.

Your mortgage payment technically is only comprised of your interest and principal, but if you decide to open an escrow account, your lender will calculate how much your property taxes and homeowner’s insurance will cost and charge you per month so that it’s taken care of.